Accept Cards and Crypto.
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Enterprise-grade payments infrastructure engineered for scale, accepting Visa, Mastercard, Apple Pay, Google Pay, and crypto with near-instant settlement.
Trusted by 10,000+ merchants nationwide
Enterprise-grade payment infrastructure for businesses across the United States. Our platform is engineered for scale, accepting cards and crypto with near-instant settlement.
Unlike legacy processors that bolt on modern features, we built our platform from the ground up — giving you a unified experience across POS, online, and mobile channels with transparent pricing and no hidden fees.
From growing businesses processing their first transactions to high-volume enterprises handling millions daily, our infrastructure adapts to your needs. Fast onboarding, dedicated support, and modern hardware included.
PRODUCTS
Merchant Solutions
Eliminate your processing fees to 0%.
Lower your rates: send us your last merchant statement and we guarantee to beat your current rates.
Cash Discount Program.
Point of Sale (POS) Systems
Quick, hassle-free point of sale systems to help you manage your restaurant, inventory and finances for your business.
Payment Gateways
Integrate your website to one of our many payment gateways, we will find the right gateway that is a fit for your business.
How Much Money Can You Save?
Enter your monthly processing average and see how much you could save with Paybotx.
Monthly Fees You Won't Pay With Us
- PCI Compliance Fees($19–$99/mo)
- Statement Fees($10–$25/mo)
- Batch Fees
- AVS Fees
- Gateway Fees
- Annual Fees
- “Non-Compliance” Penalties
- Junk Add-Ons Banks Sneak In
- Transparent pricing
- No junk fees
- No surprises
- You keep more of every transaction
See how much you’re losing
Adjust the sliders to match your current processing.
Based on industry average rates from traditional processors
That's $108,000/year back into your business
Powerful hardware for every setup
Reliable terminals designed for in-store, mobile, and multi-location use.
Countertop POS System
Full-featured countertop system with a large touchscreen, built-in printer, and powerful apps for every business need.
Large HD Display
High-resolution responsive touchscreen interface.
Receipt Printer
Fast, thermal built-in printing system.
300+ Apps
Access to a rich marketplace of business management tools.
Shifts & Staff
Advanced employee monitoring and time clocking apps.
Tablet-Based Solution
Sleek tablet-based point of sale that turns any counter into a modern checkout experience with full POS capabilities.
Sleek & Portable
Lightweight and modern layout built for durability.
Intuitive Interface
Zero learning curve for staff and fast checkouts.
Integrated Core
Native encryption and lightning-fast card processing.
Live Inventory
Real-time sync between stock and active registers.
Mobile Payment Terminal
Compact mobile terminal for tableside ordering, delivery, and on-the-go payments with built-in connectivity.
4G + WiFi Core
Seamless cellular switching for outdoor use.
All-Day Battery
Extended power performance for multi-shift routines.
Universal Reader
Full support for tap, dip, chip, and swipe transactions.
Pocket Architecture
Ultra-ergonomic form factor engineered for mobility.
Effortlessly Accept All Major Credit Cards
Trusted by hundreds of clients
EXCELLENT Based on 8 reviews Posted on Google Jonathan MartinezTrustindex verifies that the original source of the review is Google. I’ve had the pleasure of working with Eric and Merchant Solution Enterprises and highly recommend them to any business owner looking for a reliable payment processing partner. What sets them apart is not just their knowledge of the industry, but their integrity and commitment to doing what’s right for their clients. They are trustworthy, responsive, and always willing to take the time to explain options and answer questions. It’s clear that they genuinely care about helping businesses succeed rather than simply making a sale. Their family-oriented values and faith-driven approach are reflected in the way they treat customers—with honesty, respect, and professionalism. If you’re looking for a merchant services provider you can count on for the long term, Merchant Solution Enterprises is an excellent choice.Posted on Google Juan Amezcua 710Trustindex verifies that the original source of the review is Google. We have been using Merchant Solution Enterprises since September of 2024. For my feed store and print shop. To be honest Eric has gave us great service on top of eliminating our fees completely and saving us thousands per year on both businesses. He also gives equipment for free for those being hesitant it doesn’t cost you anything to upgrade your equipment and start saving right away. When one of our machines was lagging he came the next day with a newer model machine no questions asked at no cost. What surprised me was how fast he did it because of his great service, I have referred him to 6 other businesses. Like I told him, you have been good to me, hence I will be good to you and want you to help others businesses save, like you have helped us. I would recommend Merchant Solution Enterprises to any business.Posted on Google José Dañiel VargasTrustindex verifies that the original source of the review is Google. If I could leave 10 stars I would. Big thank you to Eric for making the process as simple as possible. I’ve never been great with understanding how payment processing works and he went out of his way to walk me through all the ins & outs. He’s always available to speak whenever I have any questions as well. If your business needs a POS system, payment gateway, physical or virtual terminal make sure to work with him!Posted on Google Dany BustosTrustindex verifies that the original source of the review is Google. I’ve know Eric for over a year and he is professional and knows what he’s talking about in the merchant services. He gives you free equipment and saves you money on processing fees I recommend him to any business I come across! Highly recommended his services!Posted on Google Robert SaizTrustindex verifies that the original source of the review is Google. I’ve known Eric for many years and recommend his merchant services. I’ve been a client of his in merchant services for 2 years and he is reliable, trustworthy, and honest. When I have a question or concern I bring it up and he answers and takes care of it. I recommend any business owner that is looking for merchant services to contact Merchant Solution Enterprises.Posted on Google HM SECURITY INCTrustindex verifies that the original source of the review is Google. As a business owner, trust is everything. I’ve known Eric for many years and respect him professionally. Anytime one of my clients needs merchant services, I refer them to Eric because I know he’ll take care of them the right way. He’s dependable, experienced, and operates with integrity.Posted on Google Tania HTrustindex verifies that the original source of the review is Google. Working with Merchant Solution Enterprises has been incredibly easy. They are professional, helpful, and always quick to respond. They make the entire process smooth and stress free. Highly recommend for business owners 🤗Posted on Google The merchant eraTrustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ Outstanding service and reliability! Merchant Solution Enterprises has been amazing to work with. They truly understand the needs of small business owners and provide fast, smart, and reliable payment solutions. The setup process was simple, and their customer support is always available when I have questions. I really appreciate that they don’t hold funds or freeze accounts like other processors — my money is always deposited on time! If you’re looking for a trustworthy company that genuinely cares about helping your business grow, I highly recommend .
Frequently asked
questions
Everything you need to know about our payment infrastructure, settlements, and onboarding.
We support all major U.S. card networks including Visa, Mastercard, American Express, and Discover. We also accept Apple Pay, Google Pay, and cryptocurrency payments (subject to approval).
Standard card settlements are 1-2 business days, with same-day settlement options available for qualifying businesses. Instant payouts are available for enterprise clients. Crypto settlements are near-instant via smart-contract-based flows.
Onboarding typically takes 1-3 business days. You will need your business registration documents, tax ID, and bank account verification. Our team guides you through every step via a secure digital portal.
We have a dedicated internal risk team that handles chargeback monitoring, dispute responses, and prevention strategies for all card-based transactions. Crypto transactions settle without chargeback exposure.
Most developers are up and running in 2-4 hours using our REST APIs and SDKs. We also offer no-code plugins for WooCommerce, Shopify, and Magento for instant setup.
We maintain PCI DSS Level 1 certification, SOC 2 Type II compliance, and adhere to GDPR and PSD2 requirements where applicable. Our tokenization ensures card data never touches your servers.
ENTERPRISE-READY SECURITY
Modernize Your Checkout
Give your customers more ways to pay — and get faster access to your funds.
No credit card required for sandbox access.
CONTACT US
Get started today with our merchant credit card processing services. Simply submit the form below and we will contact you as soon as we can.